Need a personal loan? SBI’s Xpress personal loan is just a missed call or a message away
New Delhi: Country’s largest lender State Bank of India has launched an Xpress Credit Personal Loan facility for an instant loan with quick approval. Customers holding a salary account with SBI and a minimum monthly income of Rs 15,000 is eligible to apply for Xpress Credit personal loan.
In order to avail of SBI’s Xpress personal loan facility, the customer needs to give a missed call or send a message.
“All it takes is an SMS, to begin with, your personal loan process. SMS <PERSONAL> on 7208933145,” SBI said in a tweet.
In another tweet, the country’s top lender wrote, “personal loans made convenient! Give a missed call on 7208933142 and get a call bank from us.”
Features of SBI Xpress Credit Personal Loan
- Loan up to Rs 20 lakh.
- Low-interest rates.
- Interest on daily reducing balance.
- Low processing charges.
- Minimal documentation
- Zero hidden costs.
- Provision for the second Loan
- No security, no guarantor.
Individuals with salary account with SBI.
Minimum monthly income Rs15,000
Employees working with central/ state/ quasi-government, central PSUs and profit-making state PSUs, educational institutions of national repute, selected corporates with or without a relationship with the bank.
Minimum Loan Amount – Rs 25,000
Maximum Loan Amount – Rs 20 lakh
SBI Xpress Credit Personal Loan interest rate
The interest rate on this SBI loan is 9.60%
Missed Call Number
To apply for SBI Xpress Credit personal loan, give a missed call on this number- 7208933142.
To apply for SBI Xpress Credit personal loan, you can also send an SMS by typing PERSONAL on this number -7208933145.